Smart PayMaya Mastercard: The Convenience of a Virtual Credit Card Plus Perks!

I’m a couch potato growing up. I never missed an episode of my favorite shows like “Beverly Hills 90210,” “Knight Rider,” “Melrose Place” and “Baywatch.” Yes, I know those TV programs that I mentioned were from the previous century but I must say, until now, I’m still fond of watching TV series. Because we’re now on the digital age, boob tube is a thing in the past. I watch TV series now via iflix on my iPad. And the shows that I’m watching now are “The Big Bang Theory,” “Mr. Robot,” and “The Flash.”

Since I love to stay entertained through my iflix subscription, I make sure that my account is up to date by paying for it using my Smart PayMaya Mastercard. Don’t get me wrong, I have other credit cards that I can use but my Smart PayMaya Mastercard brings me peace of mind when doing online transactions. As regular credit cards may be vulnerable to hacking and fraud when used online, a debit card like PayMaya is the safer option because you can control how much money you’d like to load into it.


And for the millenials who still can’t get approve for a credit card, they can now pay for their digital purchases like movie subscriptions or booking for flights using the Smart PayMaya Mastercard. All they need to do is download the PayMaya app on their smartphones, register with their Smart, Talk ‘N Text, or Sun mobile number and they instantly get a virtual prepaid Smart MasterCard which they can load up at PayMaya load-up centers (Mini Stop, 7-Eleven, Robinsons Department Stores, The SM Store Customer Service counters, BDO, UnionBank, Smart and Smart Padala Centers) and use in more than 36 million merchants worldwide that accept MasterCard.

Aside from the fact that you can now buy items online with peace of mind, you can now get discounts on prepaid load packages!


By using your Smart PayMaya Mastercard when buying prepaid credits for your Smart, TNT, or Sun mobile prepaid number, you can enjoy up to 10% discounts. You can also save on bundles! For example you want to purchase Big Bytes 70, you can get it for only P63.00! You can do all these at the shop section of the app.


Another thing that I love about the Smart PayMaya Mastercard is the ability to do online bills payment easily and conveniently. Imagine the time and effort you can save when paying for your utility bills like MERALCO, Manila Water, and PLDT by using this app. Now, you don’t need to go to various bayad centers and fall in line, just some quick taps and you’re done! You now have extra time to enjoy iflix or play your favorite mobile game.


And aside from exclusive discounts on Smart, TNT, and Sun prepaid load and bundles, there are a number of perks that your Smart PayMaya Mastercard can also offer from partner merchants like Zalora, Jollibee, etc. Simply check out the app frequently for new and exciting perks available.

Soon, Smart and PayMaya will also introduce a physical Smart MasterCard payment card and an NFC-enabled Smart MasterCard payment sticker, which users can link to the PayMaya app and use in millions of brick-and-mortar merchants that accept MasterCard here and abroad. Through this you can transfer funds and even use it as an ATM abroad: you top it up with Philippine Peso at home and withdraw local currency of the country you’re visiting from any ATM machines that accepts Mastercard.

So what are you waiting for? Download the PayMaya app now on Google Play or App Store to enjoy all the benefits that I mentioned above.

For more details about the Smart PayMaya Mastercard, visit

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